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Virginia-Life-Annuities-and-Health-Insurance Questions and Answers

Question # 1

Life insurance death proceeds are normally includable in a deceased insured's gross estate:

A.

For federal income tax purposes only

B.

If the proceeds were paid to or on behalf of the owner-insured's estate

C.

If the insured's beneficiary owns the policy

D.

Only if the policy had cash surrender value

Question # 2

When an HIV test is requested by a health insurer, who signs the consent form?

A.

The applicant

B.

The applicant’s physician

C.

The insurance agent

D.

The medical laboratory technician

Question # 3

Coverage under a cancelable health insurance policy may be terminated by:

A.

The insurer only

B.

The insured only

C.

Either the insured or the insurer

D.

An arbitration committee

View More Virginia-Life-Annuities-and-Health-Insurance Questions

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