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Ok-Life-Accident-and-Health-or-Sickness-Producer Question and answers Include

Total Questions: 155 Q&A's
Single Choice: 155 Q&A's

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Ok-Life-Accident-and-Health-or-Sickness-Producer Questions and Answers

Question # 1

A policyowner purchased a whole life policy. How long after purchase can the policyowner borrow against the cash value of the policy?

A.

never

B.

1 year

C.

2 years

D.

3 years

Question # 2

A whole life insurance policy issued by a mutual insurer that provides a return of divisible surplus is called a

A.

limited pay whole life insurance policy

B.

participating whole life insurance policy

C.

continuous premium whole life insurance policy

D.

straight whole life insurance policy

Question # 3

Jim purchased a $200,000 level term-to-age-65 life insurance policy when he was 35 years old. If Jim dies at age 50, what death benefit would be paid by this policy?

A.

$50,000

B.

$100,000

C.

$150,000

D.

$200,000

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